Profile and Professional Affiliations:
Stephen is a shareholder and founding partner of Routh Crabtree Olsen, PS Stephen represents lending institutions, major investors, and creditors concerning loan delinquencies, foreclosure, bankruptcy, and unsecured debt collection.

Stephen is one of the leading voices nationwide in the mortgage lending and default servicing industry. He is a main program speaker for the Credit Union League State Convention; Institute of Real Estate Management; Alaska Bar Association; Alaska Land Title Association; Alaska Mortgage Banker’s Association; Credit Union Roundtable; Alaska Professional Mortgage Women; and the American Banker’s Association.

Stephen has been a member of the USFN from 1988 to the present. Stephen’s involvement in the USFN has included three terms on the USFN Board of Directors from 1991 to the present; President-Elect from 1997 to 1998; President from 1998 to 2000; Immediate Past President from 2000 to 2002; and Chair of the Liaison Committee 2000 to 2002.

Education:
 - J.D., McGeorge School of Law, 1975  - B.A., University of Hawaii, 1972 (with high honors)

Bar Admissions:
 - Alaska
 - California

Publications:
Real Estate Foreclosures, An Alaska Manual (copyright 1986) (loose-leaf book explaining Alaska foreclosure law and practice).
The National Mortgage Servicer’s Reference Directory, 4th–15th Editions (wrote section of book explaining Alaska foreclosure law and eviction procedures).